Water damage to your home can be expensive and time-consuming to repair. Here's what you need to know about your insurance coverage and how to prevent more damage.
Most homeowner and renters policies cover sudden and accidental water damage. Examples would include a burst pipe, toilet overflow, or broken washer hose. If mold develops on a damaged item, it would be covered. Policies usually won’t cover damage from gradual leaks. Bus Seat Mold
Most home policies don’t cover water damage from gradual leaks or seepage, and that includes damage from mold. Mold from a flood would not be covered because home policies don’t cover floods. You would need a separate flood policy.
Most home policies don’t include mold cleanup and testing after a damaged item is removed. Your insurance company may let you add coverage for cleanup caused by a covered loss. Your agent can tell you what options are available.
Follow these tips to prevent more damage after a water leak or flood:
Follow these tips if you have a claim:
If you file a claim for mold removal, here are some tips:
Plastic Moulds Questions? Call us at 800-252-3439.